How to get a student loan, obtaining a student loan is easy. The average student takes out about 20,000 in student loans. Probably the easiest way to get a student loan is to simply go to your schools financial aid office. There they will help you get grants and loans. You will need you tax information. If you are independent they will only need your tax information but if you are dependent upon a third party then they will need the third parties tax info as well. There are different types of loans that will be offered to you so be sure to see which one is best for you.